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Microsoft Word - mathnatperfin011604.docmathnatperfin011604.pdf
government to offer numerous financial services such as checking and savings accounts, loans, and safe deposit boxes. The Federal Deposit Insurance Corporation (FDIC) insures accounts in federally chartered banks. Budget A financial plan that summarizes future income and expenditures...
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government to offer numerous financial services such as checking and savings accounts, loans, and safe deposit boxes. The Federal Deposit Insurance Corporation (FDIC) insures accounts in federally chartered banks. Budget A financial plan that summarizes future income and expenditures over a period of time. Capital Gain A positive difference between an asset's price when bought and its price when or if sold; the opposite of capital loss.
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http://www.ksde.org/LinkClick.aspx?fileticket=WJJzUaKBxqI%3d&tabid=141&mid=8017&forcedownload=true#page=9
www.ksde.org/LinkClick.aspx?fileticket=WJJzUaKBxqI%3d&tabid=141&mid=8017&...
investor’s total return over time. 3. Wealth increases with regular saving, time, and frequent compounding. 4. Diversification reduces risk by spreading assets among several types of investments and industry sectors. 5. Dollar-cost averaging lowers investment costs over time and promotes regular investing. 6. Mutual funds pool investors’ deposits to purchase securities. 7. Government agencies, such as the U.S. Securities & Exchange Commission, Federal <span class="highlight">Deposit</span> Insurance Corporation, and state regulators
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http://www.ksde.org/LinkClick.aspx?fileticket=WJJzUaKBxqI%3d&tabid=141&mid=8017&forcedownload=true#page=10
www.ksde.org/LinkClick.aspx?fileticket=WJJzUaKBxqI%3d&tabid=141&mid=8017&...
government to offer numerous financial services such as checking and savings accounts, loans, and safe <span class="highlight">deposit</span> boxes. The Federal <span class="highlight">Deposit</span> Insurance Corporation (FDIC) insures accounts in federally chartered banks. Budget A financial plan that summarizes future income and expenditures over a period of time. Capital Gain A positive difference between an asset's price when bought and its price when or if sold; the opposite of capital loss.
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http://www.ksde.org/LinkClick.aspx?fileticket=WJJzUaKBxqI%3d&tabid=141&mid=8017&forcedownload=true#page=14
www.ksde.org/LinkClick.aspx?fileticket=WJJzUaKBxqI%3d&tabid=141&mid=8017&...
government, or corporations for the use of their money (example: 5% interest on a certificate of <span class="highlight">deposit</span> or 6% interest on a bond). Investing The process of setting money aside to increase wealth over time and accumulate funds for longterm financial goals such as retirement. Investors People investing in securities, such as stock and bonds, to achieve long-term financial goals. Liquidity
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http://www.ksde.org/LinkClick.aspx?fileticket=WJJzUaKBxqI%3d&tabid=141&mid=8017&forcedownload=true#page=16
www.ksde.org/LinkClick.aspx?fileticket=WJJzUaKBxqI%3d&tabid=141&mid=8017&...
regular deposits and withdrawals. The minimum required <span class="highlight">deposit</span>, fees charged, and interest rate paid varies among providers. Savings Bond A bond is a certificate representing a debt. A U.S. Savings Bond is a loan to the government. The government agrees to repay the amount borrowed, with interest, to the bondholder. Two types of savings bonds are Series EE and inflation-adjusted I bonds. Savings bonds are often purchased through payroll deduction or at financial institutions in denominations of $50 to
Microsoft Word - mathstdrev0703.docmathstdrev0703.pdf
6-187 January 31, 2004 ▲ – Assessed Indicator on the Objective Assessment ■ – Assessed Indicator on the Optional Constructed Response Assessment N – Noncalculator ($) – Financial Literacy THESE STANDARDS ARE ALIGNED ONLY TO THE ASSESSMENTS THAT WILL BEGIN DURING...
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6-187 January 31, 2004 ▲ – Assessed Indicator on the Objective Assessment ■ – Assessed Indicator on the Optional Constructed Response Assessment N – Noncalculator ($) – Financial Literacy THESE STANDARDS ARE ALIGNED ONLY TO THE ASSESSMENTS THAT WILL BEGIN DURING THE 2005-06 SCHOOL YEAR. Why or why not? c. decimals greater than or equal to zero through thousandths place (2.4.A1c), e.g., the beginning bank balance is $250.40 A deposit of $175, a withdrawal of $198, and a $2
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http://www.ksde.org/LinkClick.aspx?fileticket=9Of%2f53hRla8%3d&tabid=141&mid=8017&forcedownload=true#page=188
www.ksde.org/LinkClick.aspx?fileticket=9Of%2f53hRla8%3d&tabid=141&mid=801...
6-187 January 31, 2004 ▲ – Assessed Indicator on the Objective Assessment ■ – Assessed Indicator on the Optional Constructed Response Assessment N – Noncalculator ($) – Financial Literacy THESE STANDARDS ARE ALIGNED ONLY TO THE ASSESSMENTS THAT WILL BEGIN DURING THE 2005-06 SCHOOL YEAR. Why or why not? c. decimals greater than or equal to zero through thousandths place (2.4.A1c), e.g., the beginning bank balance is $250.40 A <span class="highlight">deposit</span> of $175, a withdrawal of $198, and a $2
Microsoft Word - ssstd2.docssstd2.pdf
affect people. Second Grade Knowledge and/or Application Indicators Second Grade Instructional Suggestions The student: 1.#0;�(K) - ($) explains the advantage of choosing to save or spend money that is earned or received. 2.#0;�(K) - ($) defines a budget as a plan for spending and sav...
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affect people. Second Grade Knowledge and/or Application Indicators Second Grade Instructional Suggestions The student: 1.#0;�(K) - ($) explains the advantage of choosing to save or spend money that is earned or received. 2.#0;�(K) - ($) defines a budget as a plan for spending and saving income. • Draw a cartoon strip showing the following: someone depositing money in a bank (write deposit $1.00 under the picture), an item with a price tag -$3.00 (write saving for ___ under the picture), someone
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http://www.ksde.org/LinkClick.aspx?fileticket=OnDXWCYun%2fc%3d&tabid=1715&mid=8016&forcedownload=true#page=8
www.ksde.org/LinkClick.aspx?fileticket=OnDXWCYun%2fc%3d&tabid=1715&mid=80...
affect people. Second Grade Knowledge and/or Application Indicators Second Grade Instructional Suggestions The student: 1.#0;�(K) - ($) explains the advantage of choosing to save or spend money that is earned or received. 2.#0;�(K) - ($) defines a budget as a plan for spending and saving income. • Draw a cartoon strip showing the following: someone depositing money in a bank (write <span class="highlight">deposit</span> $1.00 under the picture), an item with a price tag -$3.00 (write saving for ___ under the picture), someone
Microsoft Word - readstdscopeseqrevised081909.docreadstdscopeseqrevised081909.pdf
and charts, table of contents, boldface type, italics, glossary, index) to understand information. ▲ Understands the purpose of text features (e.g., ▲ title, ▲ graphs and charts, ▲ table of contents, ▲ pictures /illustrations, boldface type, italics, glossary, ...
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and charts, table of contents, boldface type, italics, glossary, index) to understand information. ▲ Understands the purpose of text features (e.g., ▲ title, ▲ graphs and charts, ▲ table of contents, ▲ pictures /illustrations, boldface type, italics, glossary, index) and uses such features to locate information in and to gain meaning from appropriate- level texts. ▲ Understands the purpose of text features (e.g., title, ▲ graphs/charts and maps, ▲ table of contents
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http://www.ksde.org/LinkClick.aspx?fileticket=r815MZ9KHeo%3d&tabid=142&mid=8050&forcedownload=true#page=7
www.ksde.org/LinkClick.aspx?fileticket=r815MZ9KHeo%3d&tabid=142&mid=8050&...
and charts, table of contents, boldface type, italics, glossary, <span class="highlight">index</span>) to understand information. ▲ Understands the purpose of text features (e.g., ▲ title, ▲ graphs and charts, ▲ table of contents, ▲ pictures /illustrations, boldface type, italics, glossary, <span class="highlight">index</span>) and uses such features to locate information in and to gain meaning from appropriate- level texts. ▲ Understands the purpose of text features (e.g., title, ▲ graphs/charts and maps, ▲ table of contents
Microsoft Word - ssstd8.docssstd8.pdf
Eighth Grade Instructional Suggestions The student: 1. (K) - ($) explains how saving accumulation is influenced by the amount saved, the rate of return and time. 2. (A) - ($) determines the opportunity cost of decisions related to a personal finance plan or budget. • Create a table or chart com...
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Eighth Grade Instructional Suggestions The student: 1. (K) - ($) explains how saving accumulation is influenced by the amount saved, the rate of return and time. 2. (A) - ($) determines the opportunity cost of decisions related to a personal finance plan or budget. • Create a table or chart comparing the features of different types of savings instruments: savings account, certificate of deposit, money market accounts, and savings bonds. (1, 2) • Assume that ten dollars is deposited into two different
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http://www.ksde.org/LinkClick.aspx?fileticket=avScj55Mc18%3d&tabid=1715&mid=8016&forcedownload=true#page=11
www.ksde.org/LinkClick.aspx?fileticket=avScj55Mc18%3d&tabid=1715&mid=8016...
Eighth Grade Instructional Suggestions The student: 1. (K) - ($) explains how saving accumulation is influenced by the amount saved, the rate of return and time. 2. (A) - ($) determines the opportunity cost of decisions related to a personal finance plan or budget. • Create a table or chart comparing the features of different types of savings instruments: savings account, certificate of <span class="highlight">deposit</span>, money market accounts, and savings bonds. (1, 2) • Assume that ten dollars is deposited into two different
Microsoft Word - readstd4g[1]_081709.docreadstd4g[1]_081709.pdf
creates a cloze activity using sentence strips for pairs of homophones with a blank where the homophone should be. Students are given index cards with homophones on them. Sentence strips are displayed and students are then directed to use the index cards to place in the appropriate bla...
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creates a cloze activity using sentence strips for pairs of homophones with a blank where the homophone should be. Students are given index cards with homophones on them. Sentence strips are displayed and students are then directed to use the index cards to place in the appropriate blank in a sentence strip. The teacher then leads a discussion about how students made decisions about which homophone was the correct one for each sentence strip. Next, students create their own set of cards with written
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http://www.ksde.org/LinkClick.aspx?fileticket=xhRSfm%2fFzpc%3d&tabid=142&mid=8050&forcedownload=true#page=6
www.ksde.org/LinkClick.aspx?fileticket=xhRSfm%2fFzpc%3d&tabid=142&mid=805...
creates a cloze activity using sentence strips for pairs of homophones with a blank where the homophone should be. Students are given <span class="highlight">index</span> cards with homophones on them. Sentence strips are displayed and students are then directed to use the <span class="highlight">index</span> cards to place in the appropriate blank in a sentence strip. The teacher then leads a discussion about how students made decisions about which homophone was the correct one for each sentence strip. Next, students create their own set of cards with written
Microsoft Word - readstd2g.docreadstd2g.pdf
locates and discusses text features (e.g., title, graphs and charts, table of contents, boldface type, italics, glossary, index) to understand information. 3. uses pictures, content, and prior knowledge to make predictions. The teacher… 1. (a) cumulatively builds a repertoire of sk...
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locates and discusses text features (e.g., title, graphs and charts, table of contents, boldface type, italics, glossary, index) to understand information. 3. uses pictures, content, and prior knowledge to make predictions. The teacher… 1. (a) cumulatively builds a repertoire of skills and strategies that are introduced, applied, and integrated with appropriate texts and the authentic purposes over the course of the year. (b) connects prior knowledge skills and strategies
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http://www.ksde.org/LinkClick.aspx?fileticket=jQB3EpZVEoI%3d&tabid=142&mid=8050&forcedownload=true#page=9
www.ksde.org/LinkClick.aspx?fileticket=jQB3EpZVEoI%3d&tabid=142&mid=8050&...
Grade-by-Grade Approved by the KS State Board of Education: July 8, 2003 Page 58 5. ▲ determines meaning of words through knowledge of word structure (e.g., ▲ base words, ▲ compound nouns, ▲ contractions, inflectional endings). for underlined words in a sentence. 5. (a) uses word ladders to express word structure. (b) has students review contractions. On <span class="highlight">index</span> cards, clip art, or die cut figures, the students write the two words which form a particular contraction on a card and
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http://www.ksde.org/LinkClick.aspx?fileticket=jQB3EpZVEoI%3d&tabid=142&mid=8050&forcedownload=true#page=10
www.ksde.org/LinkClick.aspx?fileticket=jQB3EpZVEoI%3d&tabid=142&mid=8050&...
locates and discusses text features (e.g., title, graphs and charts, table of contents, boldface type, italics, glossary, <span class="highlight">index</span>) to understand information. 3. uses pictures, content, and prior knowledge to make predictions. The teacher… 1. (a) cumulatively builds a repertoire of skills and strategies that are introduced, applied, and integrated with appropriate texts and the authentic purposes over the course of the year. (b) connects prior knowledge skills and strategies
Microsoft Word - mathstd1.docmathstdbystd1.pdf
the profits? Why or why not? c. decimals greater than or equal to zero through thousandths place (2.4.A1c), e.g., the beginning bank balance is $250.40. A deposit of $175, a withdrawal of $198, and a $2 service charge are made. The checkbook balance reads $127.40. Is this a reasonable bala...
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the profits? Why or why not? c. decimals greater than or equal to zero through thousandths place (2.4.A1c), e.g., the beginning bank balance is $250.40. A deposit of $175, a withdrawal of $198, and a $2 service charge are made. The checkbook balance reads $127.40. Is this a reasonable balance? Why or why not?
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http://www.ksde.org/LinkClick.aspx?fileticket=zf92fLLGGZo%3d&tabid=141&mid=8017&forcedownload=true#page=8
www.ksde.org/LinkClick.aspx?fileticket=zf92fLLGGZo%3d&tabid=141&mid=8017&...
the profits? Why or why not? c. decimals greater than or equal to zero through thousandths place (2.4.A1c), e.g., the beginning bank balance is $250.40. A <span class="highlight">deposit</span> of $175, a withdrawal of $198, and a $2 service charge are made. The checkbook balance reads $127.40. Is this a reasonable balance? Why or why not?
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