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 Financial Literacy Lessons for ESL Students
will probably pay back a loan. 2. Your ___ is your record of borrowing money and paying it back. 3. A secured credit card requires a ___. 4. If you have trouble establishing credit, it’s a good idea to get a ___ credit card. 5. Sho...
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will probably pay back a loan. 2. Your ___ is your record of borrowing money and paying it back. 3. A secured credit card requires a ___. 4. If you have trouble establishing credit, it’s a good idea to get a ___ credit card. 5. Showing your rental history and bills is a ___ way of establishing credit. Vocabulary: Find the word in bold from the reading that means the same as the words below. 1. unusual, not typical
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http://www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_Lit/003370financial_literacy_esl.pdf#page=74
www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_...
<span class="highlight">a</span> “<span class="highlight">secured</span>” credit <span class="highlight">card</span>. With <span class="highlight">a</span> <span class="highlight">secured</span> credit <span class="highlight">card</span>, you give the bank <span class="highlight">a</span> deposit. Then, they are sure you will have the money to pay your credit <span class="highlight">card</span> bill. Later, you can apply for an “unsecured” credit <span class="highlight">card</span>. You don’t have to make <span class="highlight">a</span> deposit. 2) Loans: If you have received <span class="highlight">a</span> loan from <span class="highlight">a</span> bank or another business <span class="highlight">and</span> you demonstrate that you paid it back, the bank will probably trust that you will pay back other types of loans. 3) Non-Traditional Way: If you don’t have credit cards or loans, you can
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http://www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_Lit/003370financial_literacy_esl.pdf#page=75
www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_...
will probably pay back <span class="highlight">a</span> loan. 2. Your ___ is your record of borrowing money <span class="highlight">and</span> paying it back. 3. <span class="highlight">A</span> <span class="highlight">secured</span> credit <span class="highlight">card</span> requires <span class="highlight">a</span> ___. 4. If you have trouble establishing credit, it’s <span class="highlight">a</span> good idea to get <span class="highlight">a</span> ___ credit <span class="highlight">card</span>. 5. Showing your rental history <span class="highlight">and</span> bills is <span class="highlight">a</span> ___ way of establishing credit. Vocabulary: Find the word in bold from the reading that means the same as the words below. 1. unusual, not typical
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http://www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_Lit/003370financial_literacy_esl.pdf#page=79
www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_...
© 2002, San Diego Centers for Education & Technology Credit: Unit II, Lesson 2 - Page 1 Lesson 2 Credit Cards Before You Read What are the names of some of the credit cards that you know? What do you think is the average interest rate for credit cards right now? Do you have any experience <span class="highlight">using</span> <span class="highlight">a</span> credit <span class="highlight">card</span>? In your county? In the U.S.? What are the advantages/disadvantages of <span class="highlight">using</span> credit cards? Credit Cards Many people use credit cards to pay for things when they don’t have enough cash
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http://www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_Lit/003370financial_literacy_esl.pdf#page=97
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© 2002, San Diego Centers for Education & Technology Unit II Quiz- Page 1 Financial Literacy, Unit II Quiz Choose the best answer. 1. Which one of the following is an example of non-traditional credit? <span class="highlight">a</span>. rental payments b. loans c. credit cards 2. What kind of credit <span class="highlight">card</span> can you get by giving <span class="highlight">a</span> deposit? <span class="highlight">a</span>. <span class="highlight">secured</span> b. unsecured c. traditional 3. On <span class="highlight">a</span> credit <span class="highlight">card</span> statement, what does “new balance” mean? <span class="highlight">a</span>. the amount of credit you can borrow b. the smallest amount you
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http://www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_Lit/003370financial_literacy_esl.pdf#page=100
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© 2002, San Diego Centers for Education & Technology Teacher’s Notes, Unit II - Page 1 Financial Literacy, Unit II Teacher’s Notes Unit 2, Lesson 1: Introduction to Credit Objective: Students will learn basic vocabulary <span class="highlight">and</span> concepts related to credit. Students will be able to identify different ways to establish credit. They will be able to identify credit behaviors that categorize <span class="highlight">a</span> person as <span class="highlight">a</span> high or low credit risk. U2L1, page 3: Did You Understand? I. 2 3 1 II. 1. credit
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