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 Financial Literacy Lessons for ESL Students
will probably pay back a loan. 2. Your ___ is your record of borrowing money and paying it back. 3. A secured credit card requires a ___. 4. If you have trouble establishing credit, it’s a good idea to get a ___ credit card. 5. Sho...
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will probably pay back a loan. 2. Your ___ is your record of borrowing money and paying it back. 3. A secured credit card requires a ___. 4. If you have trouble establishing credit, it’s a good idea to get a ___ credit card. 5. Showing your rental history and bills is a ___ way of establishing credit. Vocabulary: Find the word in bold from the reading that means the same as the words below. 1. unusual, not typical
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http://www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_Lit/003370financial_literacy_esl.pdf#page=74
www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_...
<span class="highlight">a</span> “<span class="highlight">secured</span>” credit <span class="highlight">card</span>. With <span class="highlight">a</span> <span class="highlight">secured</span> credit <span class="highlight">card</span>, you give the bank <span class="highlight">a</span> deposit. Then, they are sure you will have the money to pay your credit <span class="highlight">card</span> bill. Later, you can apply for an “unsecured” credit <span class="highlight">card</span>. You don’t have to make <span class="highlight">a</span> deposit. 2) Loans: If you have received <span class="highlight">a</span> loan from <span class="highlight">a</span> bank or another business <span class="highlight">and</span> you demonstrate that you paid it back, the bank will probably trust that you will pay back other types of loans. 3) Non-Traditional Way: If you don’t have credit cards or loans, you can
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http://www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_Lit/003370financial_literacy_esl.pdf#page=75
www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_...
will probably pay back <span class="highlight">a</span> loan. 2. Your ___ is your record of borrowing money <span class="highlight">and</span> paying it back. 3. <span class="highlight">A</span> <span class="highlight">secured</span> credit <span class="highlight">card</span> requires <span class="highlight">a</span> ___. 4. If you have trouble establishing credit, it’s <span class="highlight">a</span> good idea to get <span class="highlight">a</span> ___ credit <span class="highlight">card</span>. 5. Showing your rental history <span class="highlight">and</span> bills is <span class="highlight">a</span> ___ way of establishing credit. Vocabulary: Find the word in bold from the reading that means the same as the words below. 1. unusual, not typical
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http://www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_Lit/003370financial_literacy_esl.pdf#page=79
www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_...
© 2002, San Diego Centers for Education & Technology Credit: Unit II, Lesson 2 - Page 1 Lesson 2 Credit Cards Before You Read What are the names of some of the credit cards that you know? What do you think is the average interest rate for credit cards right now? Do you have any experience <span class="highlight">using</span> <span class="highlight">a</span> credit <span class="highlight">card</span>? In your county? In the U.S.? What are the advantages/disadvantages of <span class="highlight">using</span> credit cards? Credit Cards Many people use credit cards to pay for things when they don’t have enough cash
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http://www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_Lit/003370financial_literacy_esl.pdf#page=97
www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_...
© 2002, San Diego Centers for Education & Technology Unit II Quiz- Page 1 Financial Literacy, Unit II Quiz Choose the best answer. 1. Which one of the following is an example of non-traditional credit? <span class="highlight">a</span>. rental payments b. loans c. credit cards 2. What kind of credit <span class="highlight">card</span> can you get by giving <span class="highlight">a</span> deposit? <span class="highlight">a</span>. <span class="highlight">secured</span> b. unsecured c. traditional 3. On <span class="highlight">a</span> credit <span class="highlight">card</span> statement, what does “new balance” mean? <span class="highlight">a</span>. the amount of credit you can borrow b. the smallest amount you
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http://www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_Lit/003370financial_literacy_esl.pdf#page=100
www.otan.us/images/publicarchive/ArchivesDigitalFiles/ELCivics/Financial_...
© 2002, San Diego Centers for Education & Technology Teacher’s Notes, Unit II - Page 1 Financial Literacy, Unit II Teacher’s Notes Unit 2, Lesson 1: Introduction to Credit Objective: Students will learn basic vocabulary <span class="highlight">and</span> concepts related to credit. Students will be able to identify different ways to establish credit. They will be able to identify credit behaviors that categorize <span class="highlight">a</span> person as <span class="highlight">a</span> high or low credit risk. U2L1, page 3: Did You Understand? I. 2 3 1 II. 1. credit
Environment-based Education Creating High Performance Schools and Students
ENVIRONMENT-BASED EDUCATION: Creating High Performance Schools and Students 8 j The development of environmental-based school-to-work programs that test and demonstrate how the environment can be a useful tool for developing in students the skills they will nee...
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ENVIRONMENT-BASED EDUCATION: Creating High Performance Schools and Students 8 j The development of environmental-based school-to-work programs that test and demonstrate how the environment can be a useful tool for developing in students the skills they will need to succeed in the future workplace. j Examination of the effectiveness of education about the environment in supporting education standards such as those for science, mathematics, social studies, and geography. O Conduct community-and-the
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http://www.neefusa.org/pdf/NEETF8400.pdf#page=14
www.neefusa.org/pdf/NEETF8400.pdf#page=14
ENVIRONMENT-<span class="highlight">BASED</span> EDUCATION: Creating High Performance Schools <span class="highlight">and</span> Students 8 j The development of environmental-<span class="highlight">based</span> school-to-work programs that test <span class="highlight">and</span> demonstrate how the environment can be <span class="highlight">a</span> useful tool for developing in students the skills they will need to succeed in the future workplace. j Examination of the effectiveness of education about the environment in supporting education standards such as those for science, mathematics, social studies, <span class="highlight">and</span> geography. O Conduct community-<span class="highlight">and</span>-the
Geometry Formulas and Facts - Silvio Levy; The Geometry Center
mathematics. Ordering information is available here. The present excerpt covers the area of Geometry (minus differential geometry). It was written by Silvio Levy and is reproduced here with permission. All the figures were made by the author using Mathematica, except those in S...
Bah-Da, Dah-Dot, Da-Da, CHARGE! ...But to which card?
Bah-Da, Dah-Dot, Da-Da, CHARGE! ...but to which card? 12 By Brian Hoover, 2007 Lesson Plan Contest, 2nd place Activity 4: Costs and Benefits Chart Costs (Disadvantages) Benefits (Advantages) Card A: Card B: Card C:...
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Bah-Da, Dah-Dot, Da-Da, CHARGE! ...but to which card? 12 By Brian Hoover, 2007 Lesson Plan Contest, 2nd place Activity 4: Costs and Benefits Chart Costs (Disadvantages) Benefits (Advantages) Card A: Card B: Card C:
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http://www.frbatlanta.org/publica/extra_credit/2007/spring/07hoover.pdf#page=4
www.frbatlanta.org/publica/extra_credit/2007/spring/07hoover.pdf#page=4
www.newyorkfed.org/ publications/result.cfm). Have students work in pairs <span class="highlight">using</span> pages 1–14 in this booklet to find answers for the worksheet. d. After students have completed the assignment, conduct <span class="highlight">a</span> class discussion <span class="highlight">and</span> go over the answers to the worksheet, as found in Activity 2: Choosing <span class="highlight">a</span> Credit <span class="highlight">Card</span> Worksheet (Answers). e. Explain to students that federal law requires all solicitations <span class="highlight">and</span> applications for <span class="highlight">a</span> credit <span class="highlight">card</span> to contain <span class="highlight">a</span> disclosure box with basic information about the <span class="highlight">card</span>. f. Demonstrate
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http://www.frbatlanta.org/publica/extra_credit/2007/spring/07hoover.pdf#page=7
www.frbatlanta.org/publica/extra_credit/2007/spring/07hoover.pdf#page=7
presented <span class="highlight">a</span> real world concept. Students at the secondary-level (grades 9–12) are on the verge of having financial independence. Issues dealing with credit <span class="highlight">and</span> debt will be realities for this age group in just <span class="highlight">a</span> few years. Students of this age range are already seeking jobs, worried about finances, <span class="highlight">and</span> wanting goods <span class="highlight">and</span> services that money can bring. This lesson will educate those students about the benefits <span class="highlight">and</span> dangers of <span class="highlight">using</span> <span class="highlight">a</span> credit <span class="highlight">card</span>. Allowing students to see actual examples of credit <span class="highlight">card</span>
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http://www.frbatlanta.org/publica/extra_credit/2007/spring/07hoover.pdf#page=12
www.frbatlanta.org/publica/extra_credit/2007/spring/07hoover.pdf#page=12
Bah-Da, Dah-Dot, Da-Da, CHARGE! ...but to which <span class="highlight">card</span>? 12 By Brian Hoover, 2007 Lesson Plan Contest, 2nd place Activity 4: Costs <span class="highlight">and</span> Benefits Chart Costs (Disadvantages) Benefits (Advantages) <span class="highlight">Card</span> <span class="highlight">A</span>: <span class="highlight">Card</span> B: <span class="highlight">Card</span> C:
Going Green: The Promise of Supplier Environmental Management
understanding of sustainability as a strategic approach to achieve many corporate goals, such as product quality and customer satis- faction.The second was the rise of what the company calls “marketplace issues”—customer demand for improved environmental performance ...
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understanding of sustainability as a strategic approach to achieve many corporate goals, such as product quality and customer satis- faction.The second was the rise of what the company calls “marketplace issues”—customer demand for improved environmental performance and increased environmental reporting.The company did not identify secondary motiva- tions—cost, quality or innovation—in connection with its SCEM program. Resources: This company initially based the SCEM pro- gram within the ES&H function, but only for the
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http://www.neefusa.org/pdf/SupplyChainStudy.pdf#page=32
www.neefusa.org/pdf/SupplyChainStudy.pdf#page=32
understanding of sustainability as <span class="highlight">a</span> strategic approach to achieve many corporate goals, such as product quality <span class="highlight">and</span> customer satis- faction.The second was the rise of what the company calls “marketplace issues”—customer demand for improved environmental performance <span class="highlight">and</span> increased environmental reporting.The company did not identify secondary motiva- tions—cost, quality or innovation—in connection with its SCEM program. Resources: This company initially <span class="highlight">based</span> the SCEM pro- gram within the ES&H function, but only for the
Student Dress Code, Queensland, Australia
The Policy and Procedure Register now has a new website. You may be trying to access this site from a secured browser on the server. Please enable scripts and reload this page. Skip links and keyboard navigation Skip to content Skip to navigation Skip to...
Inventor Profiles: George Eastman
appeared in an English almanac. The formula suggested the possibility of reducing the size and weight of outdoor photographic equipment. Eastman had in mind the commercial prospects of dry plates and by 1879 was ready to embark on a business career. Patents were secured i...
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